Submit Your Bill
Upload your medical bill and provide a few basic details.
Medical Bill Negotiation Service
We help you pay less for medical bills.
Our physician-led team reviews your medical bills, identifies errors and overcharges, and negotiates with providers on your behalf.
No upfront cost. You pay 20% of the savings we recover, never more than $1,000. If we don’t save you money, you don’t pay us.
Start Your Bill ReviewWhat It Costs
20%
of the savings we recover
$1,000
maximum — no matter how much we save you
$0
upfront cost
$0
if we don’t save you money
You only pay when we save you money, and your fee will never exceed $1,000.
What We Take On
We review and negotiate medical bills from hospitals, physicians, and other healthcare providers.
There is no minimum bill amount to get started.
We can help with bills that are current or already in collections, where negotiation is still possible.
What Happens After You Submit Your Bill
We Review It
Our team examines the bill for errors, incorrect charges, insurance issues, and opportunities to reduce what you owe.
We Negotiate
We work directly with the healthcare provider to challenge charges and negotiate a lower balance.
You Pay the Reduced Amount
If we save you money, you pay the provider the reduced amount. Clearity receives 20% of the savings, capped at $1,000.
What We Look For on Every Bill
Billing Errors
We look for duplicate, incorrect, or inappropriate charges.
Overcharges
We identify charges that may be significantly higher than expected or appropriate.
Insurance Issues
We look for problems with how your insurance claim was processed or applied.
Unnecessary Charges
We review the bill for services or charges that may not belong on your account.
Negotiation Opportunities
Even when a bill is technically correct, there may be an opportunity to negotiate a lower balance.
Why a Physician-Led Team Matters
Medical bills aren’t always easy to understand—and neither are the decisions behind them.
Clearity combines medical knowledge with bill negotiation expertise to help determine what you actually owe and negotiate the rest.
We don’t just look at the total. We look for what’s wrong.
Common Questions
Is medical bill negotiation worth it?
It can be, particularly when a bill is large or contains errors, overcharges, or other opportunities for reduction. Because Clearity charges only when we save you money, there is no upfront cost to have us review your bill.
How much does Clearity charge?
Clearity charges 20% of the savings we recover, with a maximum fee of $1,000. There is no upfront fee, and if we don’t save you money, you don’t pay us.
Can I negotiate a medical bill myself?
Yes. You can contact your provider and attempt to negotiate your bill yourself. Clearity handles the process for you and brings medical and billing expertise to the review.
How long does medical bill negotiation take?
Timing varies depending on the provider, bill, and complexity of the case. We work to move the process forward as quickly as possible.
What types of medical bills do you negotiate?
We negotiate medical bills from hospitals, physicians, and other healthcare providers. Bills may be current or in collections, depending on the circumstances.
Is there a minimum bill amount?
No. There is no minimum bill amount to submit a bill for review.
What is the maximum fee?
Clearity’s fee is 20% of the savings we recover, and it will never exceed $1,000.
Ready to Pay Less?
Let us find out what you actually owe.
No upfront cost. You pay only if we save you money. Your fee is 20% of the savings, capped at $1,000.